Business/Professional Ethics Directors/Executives/Acct
8th Edition
ISBN: 9781337485913
Author: BROOKS
Publisher: Cengage
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Is disaster insurance unfair to insurance companies ? Explain your answer and provide an example.
Would immediate public disclosure of such vulnerabilities be a good best practice?
A Japanese insurer is concerned with the positive correlation in losses resulting from earthquakes, while a U.S. insurer is concerned with the positively correlated losses from Hurricanes. Both insurers can buy reinsurance to ________
A Japanese insurer is concerned with the positive correlation in losses resulting from earthquakes, while a U.S. insurer is concerned with the positively correlated losses from Hurricanes. Both insurers can buy reinsurance to ________
Increase the independence of the exposures in their risk pools
Diversify their investment portfolio
Learn from each other’s experience
Share with each other underwriting profits
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- discuss in detail the possible remedies for unethical conduct that governments can implement to combat unethical behaviourarrow_forwardA's cargo ship base was punctured due to rats and so sea water entered and cargo was damaged. Here there are two causes for the damage of the cargo ship - (i) The cargo ship getting punctured because of rats, and (ii) The sea water entering ship through puncture. The cargo ship was insured with B. What do you think? 1. Whether B pays an insurance claim to A in this scenario, give reason? 2. State the different principles of Insurance and explain the one on the basis of which this case is decided.arrow_forwardWhich of the following disaster recovery techniques may be least optimal in the case of a widespread natural disaster?a. empty shellb. ROCc. internally provided backupd. they are all equally beneficialarrow_forward
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