Dave borrowed $600 for one year and paid $45 in interest. The bank charged him a $6 service charge. What is the finance charge on this loan?
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Dave borrowed $600 for one year and paid $45 in interest. The bank charged him a $6 service charge. What is the finance charge on this loan?
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- Isabel borrowed $4000 from a bank for 3 years and was charged simple interest. The total interest that she paid on the loan was $960 . As a percentage, what was the annual interest rate of her loan?If necessary, refer to the list of financial formulas . %Kayla took out an amortized loan of $240,000 with a 5% interest rate. Her monthly payment is $1,288.37. How much will she pay in interest on her first monthly payment? $1.200 $1.150 $1.000 $900Discuss ANY TWO (2) strengths of the discounted cash flow method.
- Determine the collateral you have that may help you secure a loan from a bank, credit union or other sources of debt financing (home, car, equipment, land, stock, assets of a cosigner, etc.) Identify a source of debt financing that may be available to you (friends, family members, credit cards, trade credit, banks, credit unions, private lenders, etc.). Describe the type of loan (term loan, promissory note, line of credit, SBA, etc.), the amount of money that might be available, the possible interest on the loan, and the security that might be required. Identify a potential partner or firm that might provide equity financing for your new business. What types of businesses do they like to invest in? How much money do they typically invest in each deal? At what stages of the business do they generally invest? Why would they be a good partner for your business? Note:- Do not provide handwritten solution. Maintain accuracy and quality in your answer. Take care of plagiarism. Answer…If 2500 dollars invested in a bank account for 7 years, compounded quarterly, amounts to 3539.98 dollars, what is the interest rate paid by the account?109 Which of the following loan types may be considered a qualified loan under ability-to-pay rules? A) An interest-only mortgage B) A loan with a balloon payment C) A loan with negative amortization D) A mortgage with an adjustable rate
- According to the Real Estate Settlement Procedures Act (RESPA), which of the following information is required for a completed application for an extension of credit? A) A bank statement B) The purchase contract C) The borrower's date of birth D) The mortgage loan amount soughtIf a borrower takes out an interest-only loan, when are they expected to pay the principal of the loan? only after the borrower refinances as a balloon payment at the end of the loan term They aren't; interest over time will add up to more than the principal amount. in periodic monthly paymentsJames sold his home for $379,000. If the real estate commission was 5.5%, how much commission did he have to pay? O $20,845 to the listing broker. O $10,422.50 to the listing broker and $10,422.50 to the selling broker. O $45.845 to the listing agent. O $20.845 to the buyer's broker.
- Hi, I don't understand why you'd credit prepaid insurance if its an asset account which is debited when increased. Can you elaborate?How is gratuity calculated under the Gratuity Act and are there any maximum limits on the amount?How will you deal with the below mentioned situation if you are branch manager of the Bank.The father of a student who has been admitted to school with hostel, intends to open a savings account in the name of his minor son with the school branch of the Bank. Explain the procedure along with the documentation.
